How HomeToClose Works: One Transaction, Start to Finish
HomeToClose is an end-to-end platform for home search, rentals, lending, insurance and title closing. Buyers, realtors, lenders, mortgage brokers, loan officers, title and insurance agents all work in one shared case.
- 1
Buyer discovers a home
Search listings with filters and map view, and save favorites.
- 2
Buyer selects or invites a realtor
Pick a realtor from the agent directory or invite your own.
- 3
Realtor and buyer create the transaction
One shared case holds the property, parties, tasks and documents.
- 4
Lender or mortgage broker joins the same case
Loan officers see the same property, buyer and documents.
- 5
Mortgage calculation and application
Run payment and refinance calculators, then complete the application.
- 6
Insurance agent is added
Quotes and policies are attached to the same transaction.
- 7
Title officer or title company is added
Title and settlement work happens in the same case.
- 8
Contract and disclosures are uploaded or generated
Upload PDFs or fill templates with mapped fields.
- 9
Tasks and deadlines are assigned automatically
Task templates assign work to each party with due dates.
- 10
Documents move through approval
Reviewers approve or request changes before signing.
- 11
Multiple parties e-sign
Envelopes route documents to every signer in order.
- 12
Title and settlement activities
Track closing milestones without leaving the case.
- 13
Closing occurs
Signed documents are stored securely for life.
- 14
Post-close vendor and repair requests
Request inspectors, painters, plumbers and more, linked to the property and homeowner.