Refinance Calculator

Compare your current mortgage with a new loan and see when refinancing pays off.

Current Loan

$
%
yrs

New Loan

%
yrs
$
$

Current payment

$2,162.20

New payment

$1,798.65

  • Monthly savings$363.55
  • Break-even17 months
  • Lifetime interest savings (after costs)$47,038.72
Refinancing looks worthwhile if you plan to stay past the break-even point.
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Estimates only. Actual rates and closing costs vary by lender and credit profile.